Stretch your money in 2025 with this hack

With another hectic holiday season behind us, credit card balances can leave many of us feeling stretched. Read: We might have been a little too jolly with our swiping.

We’re all looking for New Year’s resolutions. So in 2025, why not resolve to switch your high-interest credit card balances to UKFCU and get 0.00% APR^† for 12 months?

Not only do balance transfers help tackle high-interest balances, but they can also have an overall effect in improving your finances.

Here’s how:

• Pay off debt faster | With lower interest, more of your payment goes toward the principal balance, helping you reduce your overall debt more quickly and efficiently.
• Improve your credit score | When managed properly with on-time payments, balance transfers can positively impact your credit score over time.
• Save money in the long run | Balance transfers can reduce the amount you owe in interest, saving you money overall while helping you take control of your financial health.

Connect with the UKFCU team in person at one of their seven local branches, or give them a call 859-264-4200 to get started.

Make smart money moves.